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05, with a complete payback amount of $1,800.ninety three which including the 3% payment compensated from your loan quantity, would've a total cost of $255.ninety three. Consultant 19.99% APR. If you borrowed $five,000 over a 38 month period as well as the bank loan had an six% origination payment ($300), your month-to-month repayments will be $182